A comprehensive medical insurance system has been implemented for international students in China, consisting of accidental injury and hospitalization insurance. It is compulsory for international students to purchase an insurance scheme meeting the standard designated by the Ministry of Education(full-scholarship and partial-scholarship students excluded). The university will not accept an international student to register if he/she does not have such an insurance scheme.
The university selects “Comprehensive Insurance & Protection Scheme for Foreigners Staying in China of Ping An Annuity Insurance Company, Ltd” as the default group insurance scheme for international students. The scheme consists of death and accidental disability insurance liability (RMB 100,000), medical treatment for accidental injury insurance liability (RMB 20,000) and hospitalization medical treatment insurance liability (RMB 400,000). The price is RMB 400 per person for half a year, or RMB 800 per person for a year.
A Comprehensive Medical Insurance and Protection Program for International Students in China is provided for the scholarship students in China in case of hospitalization for serious diseases and accidental injuries. Please link www.lxbx.net to find the details (Scheme 2).
IMPORTANT: The insurance liability and liability exemption are all subject to the statement of the insurance scheme.
Medical organizations which are involved in all the foregoing medical liabilities are limited to the public hospitals established within the border of the Chinese mainland; the medical expenses incurred in sub-branch of public hospitals, ward area for foreigners, ward area for special treatment and needs, ward for special treatment and needs, ward for high-ranking officials, or similar ward area or ward shall be excluded from the insurance.